Best way to repair bad credit...

Credit repair outfits are a waste of everything and can't do what they claim. Get with your creditors and lienholders and play "let's make a deal." Then start paying them off. It's no big mysterious process.

Next, when has debt or credit of any kind ever been a blessing to you?

Tell me what you think of this. Scroll down and click "Listen to Dave". http://www.credit4profits.com
This one audio clip of his CHANGED MY LIFE when I heard it.
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