How to sustain growth in banking?...

Banking is a lucrative industry and was more so earlier and now in the face of growing competition and international slowdowns in recent global recessions and industries and commerce are performing very poorly, and this situation has been aggravated by newer symptoms, very disappointing indeed especially in developed economies with sub prime loans have started being very problematic and mortgaged loans very shaky, banking has posed lots of challenges indeed.

Does anyone have ideas as to how to steer your boat against the threatening storm on the troubled waters?