Which IVA firm to use?...

I am a Chartered Surveyor and have just entered in to an IVA with http://www.insolvencyhelpline.co.uk/paye-employed/the-iva-procedure.php and I thought I would share my experience. Applying for an IVA is not the same as applying for a loan or insurance. It is your creditors who decide whether you IVA is acceptable. I called loads of so called "IVA experts" and they kept saying they will do a cheaper deal than anyone else. Don't be mislead by these salesmen who probably work on commission. I shopped around and ended up using The UK Insolvency Helpline Debt Advice service. I dealt with a ex bank manager called Ian Richards...very helpful. I had two face to face sessions before I decided what to do and was not charged any up front fees.

Re : Which IVA firm to use?

Now you can state your connection to aforementioned company or forever hold your peace

Re : Which IVA firm to use?

Pardon my ignorance, but what is IVA anyway?